Calculator inputs: These pages run their calculations directly in your browser. The website code does not intentionally transmit the amounts you enter to our own server or store them in an account.
Hosting and optional analytics
Cloudflare hosts this website and processes technical information such as IP addresses and request logs to deliver and protect it. Calculator arithmetic runs in your browser.
Google Analytics 4 loads only after you select “Allow analytics”. If you reject analytics or have not chosen, our analytics integration sends no requests to Google. We use it to understand page usage, referral sources and broad device information. Google receives technical data such as your IP address when your browser contacts its service and may process data outside South Africa.
We send the page address without its query string or fragment and limit referral information to the referring website origin. We do not send calculator amounts, income, savings, loan figures or form contents as analytics events. Automatic enhanced measurement, Google signals and advertising personalization are disabled.
With your permission, Google Analytics uses first-party cookies beginning with _ga to distinguish browser visits, configured to expire after 180 days without extending on each visit. We store your analytics choice in this browser for 180 days. This preference storage is used only to remember your choice.
You can change your mind at any time using “Analytics choices” in the footer. Selecting “Reject analytics” stops this integration, removes its accessible Analytics cookies and reloads the page when needed. Withdrawal applies to future collection; it does not automatically erase previously processed data. Browser privacy controls can also clear cookies and site storage.
Read Google’s privacy policy, how Google uses information from partner sites, and Cloudflare’s privacy policy.
Advertising and consent
HowMuchSA is applying to Google AdSense but does not currently load AdSense advertising scripts or display paid advertisements. Our AdSense ownership verification meta tag and ads.txt publisher declaration do not themselves serve ads or set advertising cookies.
If advertising is introduced, Google and relevant advertising partners may process information and use cookies or similar technologies for ad delivery, measurement and personalisation. Before activating ads, we will update this policy with the applicable providers, purposes and choices, and configure an appropriate advertising consent process, including a Google-certified consent management platform where required.
Separate choices: The “Analytics choices” button currently controls optional Google Analytics only. Agreeing to analytics does not give permission for personalised advertising.
Shareable results: If you choose “Copy a link to this result”, the link includes the amount you entered. Anyone with that link may see the figure, and visiting it may place that value in a browser history or hosting access log. Avoid using share links for private financial amounts.
Last reviewed: 13 October 2026.